Competition & Digital Markets

The challenge

Effective competition in digital financial services is not just an ideal – it’s a catalyst for innovation, inclusive financial ecosystems, and economic empowerment. In many low- and middle-income countries, demand and supply side barriers to competition threaten to stifle progress and limit access to affordable, high-quality financial services.

Our work

Fii is currently partnering with the Cambridge Centre for Alternative Finance (CCAF) to deliver a programme on competition in digital financial services (DFS) in key low- and middle-income countries, to embed a competition lens in regulation, supervision and policymaking for ecosystem stakeholders.

This includes the development of a new online capacity-building course empowering digital financial services stakeholders to promote competition, tackle market barriers and drive inclusive innovation across key focus areas.

The course – Leveraging Competition for Innovation and Inclusive Growth - explores the critical role of competition in digital financial services (DFS) in promoting innovation and inclusive growth. It is designed for public and financial authorities, including central banks, government ministries, financial regulators, competition authorities, sectoral regulators, and related agencies–for institutions in low- and middle-income countries.