Our team

Saad brings depth of experience across Pakistan’s digital financial services ecosystem and development finance initiatives, with work encompassing strategy, grant management, research, and policy analysis. He joins Fii on secondment from Karandaaz Pakistan, a development finance institution backed by FCDO and the Gates Foundation, where he is a Senior Analyst in the digital financial services team.

He has worked closely with regulatory institutions and private sector entities on the country’s digital financial inclusion and financial ecosystem modernisation agendas. His grant investment portfolio spans digital payments, merchant enablement, supply-chain finance, and alternative lending models. He has written analytical pieces published by Karandaaz and in op-eds, including a white paper on open banking in Pakistan, and has led research projects informing policy and intervention design. He has also undertaken consultancy work for the United Nations Development Programme.

Saad holds an MSc in Global Political Economy from the University of the West of England, a BSc in Economics and Management from the University of London with academic direction from the London School of Economics, and a certificate in Fintech Strategy from London Business School.